ACY Securities review

Spread from

0.0 pips

EUR/USD spread

Approx. 0.1 pips, ProZero

GBP/USD spread

Approx. 0.3 pips, ProZero

Commission

US$3 per side / US$6 round turn, ProZero

All-in cost, EUR/USD

Approx. 0.7 pips

Spread type

Variable

Overnight swap

Both: overnight swaps charged/credited; swap-free Standard account available

Withdrawal fee

First 5 withdrawals per month free; fees may apply thereafter

Currency conversion

Currency conversion applies where transaction and account currencies differ

Cost is where brokers in the same regulatory bracket actually differ.

A quoted spread from 0.0 pips is a raw-spread figure, which almost always means a separate commission per lot. Compare the two together - a "zero spread" account with a high commission can cost more than a wider spread with none.

Quoted spreads are best-case figures on the most liquid pair, in normal conditions. What you actually pay widens around news and at the session open.

ACY Securities lists a minimum deposit of $50. Treat it as the cost of opening an account, not the cost of trading one - position sizing on a small balance is what tends to cause damage.

Markets

Forex, Shares, ETFs, Indices, Commodities, Precious Metals, Cryptocurrencies

Currency pairs

60+

Total instruments

2,200+

Crypto CFDs

Yes

Maximum leverage

1:5000

Execution model

Market execution / multi-liquidity-provider model

Execution speed

Under 30ms

Order types

Market, limit, stop, stop-loss, take-profit, trailing stop, guaranteed stop-loss

Servers

Global financial data-centre infrastructure

Leverage up to 1:5000 is available on this entity. High leverage does not increase your expected return - it increases position size for the same deposit, and shortens the move needed to close you out.

ACY Securities covers forex, shares, etfs, indices, commodities, precious metals, cryptocurrencies. A wider range matters less than depth in the instruments you actually trade.

Funding options: visa, mastercard, bank transfer, skrill, neteller, cryptocurrency and regional/local payment methods. Check withdrawal routes as well as deposit ones - they are often not the same, and the difference only becomes apparent when you try to take money out.

Platforms

ACY Trading Platform, MetaTrader 4, MetaTrader 5

Own platform

Yes, ACY Trading Platform

Mobile app

Both proprietary and third-party

Browser trading

Yes

Automated trading

Yes; Expert Advisors and automated trading supported

Copy trading

Yes

Indicators

30+ MT4; 38+ MT5; advanced proprietary-platform charting

Third-party tools

MetaTrader, VPS, MetaTrader scripts

API access

Yes, institutional/API connectivity

MetaTrader 4 remains the most widely supported platform for expert advisors. If you rely on an existing EA, this is usually the deciding factor.

MetaTrader 5 handles more asset classes and order types than MT4, but expert advisors are not compatible between the two - an MT4 EA will not run on it.

Regulated by

ASIC (AFSL 403863); FSCA South Africa (51008); ACY Capital LLC registered in Saint Vincent and the Grenadines

Regulator tier

Tier 1

Register entry

ASIC Professional Registers, AFSL 403863

Client money segregated

Yes

Held at

Major regulated banking institutions

Negative balance protection

Yes, Australian retail clients

Compensation scheme

No statutory investor compensation scheme

Audited by

Independent external auditors

Not available to

United States and other jurisdictions where ACY does not provide services or where its products are prohibited

Across a hundred brokers, the licence is what separates the field fastest.

ACY Securities holds a tier-one authorisation from ASIC. That matters more than any headline spread: it determines your leverage cap, whether losses can exceed your deposit, and what happens to your money if the firm fails.

ASIC caps retail leverage at 1:30, requires negative balance protection, and obliges the broker to hold client money in a separate trust account.

The FSCA licenses derivative providers in South Africa without a fixed retail leverage cap, so headline leverage is often higher than an FCA or ASIC entity may offer.

Client money is held separately from the firm's own money, at Major regulated banking institutions. That separation is what makes your balance recoverable if the company fails, rather than part of the pool its creditors divide up.

Negative balance protection applies, so a losing position cannot take the account below zero and leave you owing the broker money.

Covered by No statutory investor compensation scheme, which pays eligible clients up to its limit if the firm fails owing client money.

Check the licence yourself: ASIC Connect, the FSCA list of regulated entities.

Minimum deposit

$50

Account types

Basic, Standard, ProZero, Bespoke, Swap-Free, Demo

Account currencies

USD, AUD, EUR, GBP, NZD, CAD, JPY

Islamic account

Yes, swap-free Standard account

Demo account

Yes

Professional account

Yes

Minimum trade size

0.01 lots

Time to open

Approx. 4 minutes

ACY Securities runs 6 account types. More choice is not automatically better: the tightest headline spread almost always sits on the account that also charges a commission, so the comparison that matters is the two added together.

Base currencies: USD, AUD, EUR, GBP, NZD, CAD, JPY. Holding the account in the currency you fund it with avoids a conversion charge on every deposit and withdrawal - a cost that never shows up in a spread comparison.

The smallest position is 0.01 lots. For anyone starting carefully this matters more than the minimum deposit, because it sets the least you can put at risk on a single trade.

A demo account is available. Worth using for the platform rather than the results: fills are simulated, so it tells you how the software behaves but very little about execution.

Deposit methods

Visa, Mastercard, bank transfer, Skrill, Neteller, cryptocurrency and regional/local payment methods

Withdrawal methods

Bank transfer, cards, e-wallets, cryptocurrency and supported regional methods

Deposit time

Instant for most cards/e-wallets/crypto; bank transfers typically 1-3 business days

Withdrawal time

Instant crypto withdrawals available; other methods typically processed within 24 hours with provider settlement times thereafter

Minimum withdrawal

$50

Local payment methods

PayID; local bank transfer and multiple region-specific payment methods

Withdrawals are stated at Instant crypto withdrawals available; other methods typically processed within 24 hours with provider settlement times thereafter, against Instant for most cards/e-wallets/crypto; bank transfers typically 1-3 business days for deposits. A gap between the two is normal and not in itself a warning sign - identity checks are a legal obligation, not obstruction. What is worth noticing is a withdrawal that keeps meeting new conditions after those checks are done.

Withdrawal routes: bank transfer, cards, e-wallets, cryptocurrency and supported regional methods. Money is usually returned by the route it arrived on, so the deposit method you pick is in effect the withdrawal method you are picking too.

The minimum withdrawal is $50 - relevant if you intend to fund the account lightly, since it sets the smallest amount you can take out at a time.

Support hours

24/5

Contact channels

Live chat, email, phone

Languages

Multilingual

Telephone

+61 2 9188 2999

Email

support@acy.com

Live chat response

Typically under 2 minutes

Education

Extensive: webinars, seminars, trading courses, educational articles, platform tutorials and market education

Research

Market analysis, market news, technical/fundamental analysis, trading insights and daily commentary

Support runs 24/5. Round-the-clock cover matters more than it sounds: a position held over a weekend or through an unexpected halt is exactly when you need somebody to answer.

Reachable by live chat, email, phone. A published telephone number is the one channel that is hard to fake and hard to ignore, so whether there is one says more than the number of channels does.

Languages: Multilingual. Being able to raise a complaint in your own language is worth more than it appears, because complaints are where precision matters most.

Education: extensive: webinars, seminars, trading courses, educational articles, platform tutorials and market education. Treat broker-published material as an introduction rather than as advice - it is produced by a firm whose revenue rises when you trade more.

Legal entity

ACY Securities Pty Ltd

Company number

ABN 80 150 565 781 / ACN 150 565 781

Headquarters

Sydney, Australia

Founded

2011

Publicly listed

No

Parent company

Independent

Employees

100+

Also trades as

ACY Securities; ACY Capital; Synergy Markets

ACY Securities has been trading for around 15 years, through at least one full market cycle. Longevity guarantees nothing on its own, but a firm that came through 2008 and 2015 has been tested in a way a recent entrant has not.

The contracting entity is ACY Securities Pty Ltd. This is the company you would actually have a relationship with, and it is worth checking that it is the same one named on the licence you are relying on: large brokers commonly operate several, and they are not equally protected.

Part of Independent. A parent adds resources, but the protections that apply to you are the ones attached to the entity that holds your account, not to the group.