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Spreadex deposits and withdrawals

Every method, time and fee on record for moving money in and out of Spreadex.

Facts last checked . Read the full Spreadex review.

Deposits and withdrawals

Deposit methods
Debit/credit card, Apple Pay, Google Pay, Pay by Bank, bank transfer, cheque
Withdrawal methods
Pay by Bank, Visa/Mastercard, Apple Pay, Google Pay, bank transfer, cheque
Deposit time
Cards/digital payments generally instant; bank transfer dependent
Withdrawal time
Method-dependent; same-day CHAPS available
Minimum withdrawal
£5
Local payment methods
Pay by Bank / UK bank transfer

What this means

Withdrawals are stated at Method-dependent; same-day CHAPS available, against Cards/digital payments generally instant; bank transfer dependent for deposits. A gap between the two is normal and not in itself a warning sign - identity checks are a legal obligation, not obstruction. What is worth noticing is a withdrawal that keeps meeting new conditions after those checks are done.

Withdrawal routes: pay by bank, visa/mastercard, apple pay, google pay, bank transfer, cheque. Money is usually returned by the route it arrived on, so the deposit method you pick is in effect the withdrawal method you are picking too.

The minimum withdrawal is £5 - relevant if you intend to fund the account lightly, since it sets the smallest amount you can take out at a time.

Questions about Spreadex deposits and withdrawals

How do you deposit at Spreadex?

Spreadex accepts deposits by debit/credit card, Apple Pay, Google Pay, Pay by Bank, bank transfer, cheque.

How do you withdraw from Spreadex?

Withdrawals from Spreadex are made by pay by Bank, Visa/Mastercard, Apple Pay, Google Pay, bank transfer, cheque. Most brokers return money by the method it arrived by, so the deposit method decides the withdrawal method.

How long does a Spreadex withdrawal take?

Spreadex records withdrawal times of method-dependent; same-day CHAPS available. The broker's processing time and the bank's or card issuer's time are separate, and the published figure is usually the broker's.

Deposits and withdrawals at brokers under the same regulator

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