Trade.com review

Spread from

0.3 pips

EUR/USD spread

Approx. 0.8 pips, Exclusive

GBP/USD spread

Approx. 0.8 pips, Exclusive

Commission

$0 on spread-based FX accounts

All-in cost, EUR/USD

Approx. 0.8 pips, Exclusive

Spread type

Variable

Overnight swap

Both: overnight financing may be charged or credited

Inactivity fee

Yes, after 90 days inactivity

Currency conversion

Yes, where account and instrument currencies differ

Cost is where brokers in the same regulatory bracket actually differ.

A quoted spread from 0.3 pips is a raw-spread figure, which almost always means a separate commission per lot. Compare the two together - a "zero spread" account with a high commission can cost more than a wider spread with none.

Quoted spreads are best-case figures on the most liquid pair, in normal conditions. What you actually pay widens around news and at the session open.

Trade.com lists a minimum deposit of $100. Treat it as the cost of opening an account, not the cost of trading one - position sizing on a small balance is what tends to cause damage.

Markets

Forex, Shares, Indices, Commodities, ETFs, Bonds, Cryptocurrencies

Currency pairs

55+

Total instruments

1,200+

Crypto CFDs

Yes

Maximum leverage

1:300

Execution model

Market maker / principal

Execution speed

Under 100ms

Order types

Market, limit, stop, stop-loss, take-profit

Servers

Global financial data-centre infrastructure

Leverage up to 1:300 is available on this entity. High leverage does not increase your expected return - it increases position size for the same deposit, and shortens the move needed to close you out.

Trade.com covers forex, shares, indices, commodities, etfs, bonds, cryptocurrencies. A wider range matters less than depth in the instruments you actually trade.

Funding options: visa, mastercard, bank transfer, skrill, neteller and regional payment methods. Check withdrawal routes as well as deposit ones - they are often not the same, and the difference only becomes apparent when you try to take money out.

Platforms

TRADE.com WebTrader, TRADE.com App, MetaTrader 5

Own platform

Yes, WebTrader

Mobile app

Both proprietary and third-party

Browser trading

Yes

Automated trading

Yes, through MetaTrader 5

Copy trading

No

Indicators

100+ across WebTrader/MT5

Third-party tools

MetaTrader 5

API access

Yes, institutional connectivity

MetaTrader 5 handles more asset classes and order types than MT4, but expert advisors are not compatible between the two - an MT4 EA will not run on it.

Regulated by

Mauritius FSC (C119023948); CySEC (227/14); FCA (738538); FINRA/SEC (CRD 316822)

Regulator tier

Tier 1

Register entry

FCA Financial Services Register, FRN 738538

Client money segregated

Yes

Held at

Major global banks

Negative balance protection

Yes for eligible retail clients under regulated entities

Compensation scheme

ICF up to €20,000 for eligible CySEC clients; FSCS protection for eligible UK clients; no statutory investor compensation scheme under Mauritius entity

Audited by

Independent external auditors

Not available to

European Union, United Kingdom, Switzerland, United States, Iran, North Korea and other jurisdictions where services would contravene local law under the global Mauritius offering

Across a hundred brokers, the licence is what separates the field fastest.

Trade.com holds tier-one authorisations from FCA and CySEC. That matters more than any headline spread: it determines your leverage cap, whether losses can exceed your deposit, and what happens to your money if the firm fails.

It also operates an offshore entity (FSC). Which one you are onboarded to depends on where you live, and the two carry very different protections - worth confirming before you deposit.

The FCA caps retail leverage at 1:30, mandates negative balance protection, and covers eligible clients under the Financial Services Compensation Scheme.

CySEC licences passport across the EU and follow the 1:30 retail leverage cap, with the Investor Compensation Fund covering eligible claims.

An FSC licence (Mauritius or Belize, depending on the entity) is an offshore authorisation with lighter reporting duties than a tier-one regulator.

Client money is held separately from the firm's own money, at Major global banks. That separation is what makes your balance recoverable if the company fails, rather than part of the pool its creditors divide up.

Negative balance protection applies, so a losing position cannot take the account below zero and leave you owing the broker money.

Covered by ICF up to €20,000 for eligible CySEC clients; FSCS protection for eligible UK clients; no statutory investor compensation scheme under Mauritius entity, which pays eligible clients up to its limit if the firm fails owing client money.

Check the licence yourself: the Mauritius FSC register of licensees, the CySEC register of investment firms, the FCA Register, FINRA BrokerCheck.

Minimum deposit

$100

Account types

Silver, Gold, Platinum, Exclusive, Professional, Demo

Account currencies

USD, EUR, GBP

Islamic account

Yes

Demo account

Yes

Professional account

Yes

Minimum trade size

0.01 lots

Time to open

A few minutes

Trade.com runs 6 account types. More choice is not automatically better: the tightest headline spread almost always sits on the account that also charges a commission, so the comparison that matters is the two added together.

Base currencies: USD, EUR, GBP. Holding the account in the currency you fund it with avoids a conversion charge on every deposit and withdrawal - a cost that never shows up in a spread comparison.

The smallest position is 0.01 lots. For anyone starting carefully this matters more than the minimum deposit, because it sets the least you can put at risk on a single trade.

A demo account is available. Worth using for the platform rather than the results: fills are simulated, so it tells you how the software behaves but very little about execution.

Deposit methods

Visa, Mastercard, bank transfer, Skrill, Neteller and regional payment methods

Withdrawal methods

Bank transfer, cards, Skrill, Neteller and applicable original funding methods

Deposit time

Instant for most cards/e-wallets; bank transfers typically 1-3 business days

Withdrawal time

Typically processed within 1 business day; settlement varies by method

Minimum withdrawal

$20

Local payment methods

Multiple jurisdiction-specific banking and electronic payment methods

Withdrawals are stated at Typically processed within 1 business day; settlement varies by method, against Instant for most cards/e-wallets; bank transfers typically 1-3 business days for deposits. A gap between the two is normal and not in itself a warning sign - identity checks are a legal obligation, not obstruction. What is worth noticing is a withdrawal that keeps meeting new conditions after those checks are done.

Withdrawal routes: bank transfer, cards, skrill, neteller and applicable original funding methods. Money is usually returned by the route it arrived on, so the deposit method you pick is in effect the withdrawal method you are picking too.

The minimum withdrawal is $20 - relevant if you intend to fund the account lightly, since it sets the smallest amount you can take out at a time.

Support hours

24/5

Contact channels

Live chat, email, WhatsApp, enquiry form

Languages

Multilingual

Telephone

N/A

Email

support@trade.com

Live chat response

Typically under 2 minutes

Education

Extensive: trading guides, educational articles, platform tutorials, webinars and market education

Research

Market analysis, technical/fundamental commentary, trading tools and market news

Support runs 24/5. Round-the-clock cover matters more than it sounds: a position held over a weekend or through an unexpected halt is exactly when you need somebody to answer.

Reachable by live chat, email, whatsapp, enquiry form. A published telephone number is the one channel that is hard to fake and hard to ignore, so whether there is one says more than the number of channels does.

Languages: Multilingual. Being able to raise a complaint in your own language is worth more than it appears, because complaints are where precision matters most.

Education: extensive: trading guides, educational articles, platform tutorials, webinars and market education. Treat broker-published material as an introduction rather than as advice - it is produced by a firm whose revenue rises when you trade more.

Legal entity

Lead Capital Global Ltd

Company number

C107110

Headquarters

Ebene, Mauritius

Founded

2013

Publicly listed

No

Parent company

Trade Capital Holding Limited

Employees

200+

Also trades as

TRADE.com; Trade Capital Markets

Trade.com is roughly 13 years old. Younger is not worse, but there is less public record to judge it on, so the licence and the protections carry proportionally more weight.

The contracting entity is Lead Capital Global Ltd. This is the company you would actually have a relationship with, and it is worth checking that it is the same one named on the licence you are relying on: large brokers commonly operate several, and they are not equally protected.

Part of Trade Capital Holding Limited. A parent adds resources, but the protections that apply to you are the ones attached to the entity that holds your account, not to the group.